Your Smart AI Financial Companion,
Anywhere 24/7
Make smarter money moves with Spark — your AI assistant on WhatsApp. From budgets to transactions, Spark
keeps your finances simple, clear, and always within reach.
Transfer
Money Transfers,
Made Easy
Quick, secure transfers — to anyone, anywhere. Send funds globally in seconds, track every transaction in real time, and enjoy a hassle-free experience built for both personal and business needs.
Analysis
Money In, Money Out Fully Tracked
Spark keeps an eye on every naira that comes and goes, giving you clear insights into your spending habits. No stress, no extra effort — just simple, automatic tracking so you stay in control of your finances every single day.
Support
Real-Time Help,
Zero Delays
Get instant support the moment you need it — right inside the app. No phone calls, no waiting lines, no unnecessary stress. Just fast, smart assistance that keeps everything moving smoothly.
intuitive
Stay On Track,
Always.
Spark remembers your past questions, preferences, and actions — so every conversation feels natural, personal, and genuinely useful. No repeating yourself, no starting over… just smooth, continuous support that actually makes sense.
Spark relies on WhatsApp’s built-in security to keep your data safe and private.
Transaction Security
Every transaction requires a passcode by default, set during account setup. You can also set a limit to skip the passcode for smaller amounts.
Secure your Spark chat with a lock for added privacy
Locking a chat hides it from your inbox and stores it in a secure folder, only unlockable with your password or biometrics.
Biometric Protection
Your chats are secured by your device’s biometrics. For extra privacy, you can choose to lock individual conversations too.
Spark is With You
Anytime, Anywhere
Send money in seconds — fast, secure, and stress-free. Whether you’re paying a friend, settling with a vendor, or moving funds between your own accounts, Spark makes transfers smooth, reliable, and effortless.
Sending Pocket Money to Family
Send money to your younger siblings or parents in seconds, right from your phone, wherever they are.
Frequently Asked Questions
Spark is your AI-powered financial assistant, right inside WhatsApp. From sending money and paying bills to tracking spending and understanding your habits — Spark makes it all easy. Just chat, snap a pic, or send a voice note. It’s money management made simple, conversational, and always available.
Spark uses advanced AI to understand your financial needs through text, pictures, or even voice notes — in multiple languages. Whether you're sending money, paying bills, or checking your spending, all it takes is a quick message on WhatsApp. And the best part? Spark learns from your habits to get smarter over time, making money management feel effortless.
Yes, Spark is built with your security in mind. It uses end-to-end encryption, secure login methods, and trusted industry standards to keep your data and transactions safe. Everything you share stays private and protected — just like it should be.
If Spark doesn’t understand something you send — whether it’s a message, image, or voice note — it’ll ask for clarification or guide you on what to do next. You can switch between typing, snapping a pic, or using voice notes anytime. And the more you use Spark, the smarter it gets, learning how to help you faster and more accurately over time.
If your phone is ever lost or stolen, you can quickly freeze your Spark account to stop all activity instantly. From there, Spark will walk you through a secure recovery process to help you regain access safely and get back on track.